Take a look at what you are spending your money on. Chances are, if you are supporting bad habits, such as drinking alcohol, you are spending quite a chunk of change. If you do not believe it, try out this expense calculator and see how much money you could be spending on something else. This could be spent on some quality time together with a loved one or on something for your kids. Plus, it is not only your bank balance that will improve, but also your health.